1. RRSP Contribution Receipts

Registered Retirement Savings Plan (RRSP) contributions are one of the most powerful tools for reducing your taxable income. Every dollar you contribute (up to your annual limit) can lower the amount of income you’re taxed on. Be sure to keep all RRSP contribution receipts from your financial institution, especially those made in the first 60 days of 2025, as they can be applied to your 2024 return.
 

Why it matters: Lower taxable income means a smaller tax bill and often a larger refund.

2. Charitable Donation Receipts

If you donated to a registered Canadian charity, you’ll want to hold onto those donation receipts. Eligible donations not only support great causes but also give you a non-refundable tax credit.
 

Why it matters: Combining donations can boost your tax credit—claims over $200 receive a higher percentage back.

3. Child Care Expense Receipts

Parents can claim the cost of child care if it allowed them (or their spouse) to work, attend school, or run a business. Keep receipts from daycares, babysitters, after-school programs, or camps that qualify.
 

Why it matters: Child care costs can be deducted from your income, reducing your overall taxable income.

4. Tuition Receipts (T2202)

If you or your dependants attended post-secondary school in 2024, make sure you have the official T2202 tuition and enrollment certificate from the institution. Students can transfer unused credits to a parent, grandparent, or spouse if they don’t need them.
 

Why it matters: Tuition credits help lower the taxes payable, and unused amounts can be carried forward to future years.

5. Medical Expense Receipts

Eligible medical expenses often add up throughout the year. Keep receipts for prescriptions, dental visits, medical devices, travel for medical treatment, and private health plan premiums. You can claim expenses for yourself, your spouse, and your dependants.
 

Why it matters: If your family’s medical costs exceed a certain threshold, you can claim a tax credit that reduces what you owe.

Final Thoughts

Getting the best possible refund is all about preparation. By organizing these five types of receipts—RRSP, charitable donations, child care, tuition, and medical expenses—you’ll make sure you don’t leave money on the table this tax season.
 

If you’re not sure which receipts apply to you, or how to claim them correctly, consider working with a tax professional. They can help you maximize your credits, minimize your taxes, and give you peace of mind.